eCommerce payments built for approval rates, not just checkout
False declines, chargeback ratios, cross-border fees and gateway lock-in.
A 1% lift in authorisation rate on $2M volume is $20,000 recovered.
Benchmarks from statements we analyse. Yours will differ — that is the point of the analysis.
Built around how online and eCommerce businesses actually take payments
Not a generic bundle with your industry's name pasted on the invoice.
- Gateway integrations: Shopify, WooCommerce, BigCommerce, Magento, custom API
- Smart routing and retry logic to lift authorisation rates
- 3D Secure 2, tokenised vaults and PCI-DSS SAQ-A scope reduction
- Multi-currency acceptance for US, Canadian and international buyers
- Chargeback alerts and representment support
The fee traps we look for in online and eCommerce businesses
- Downgrades — transactions falling out of their best interchange category through missing data
- Padded pass-throughs — card-brand fees marked up and presented as cost
- Junk monthlies — statement, PCI, annual, regulatory and "service" fees
- Equipment leases — non-cancellable terms that outlive the hardware
- Tier reclassification — the same sale quietly repriced into a worse bucket
Online & eCommerce payment processing, answered
Most online and eCommerce businesses we analyse sit between 2.6% and 3.4% effective rate once every fee is counted. A 1% lift in authorisation rate on $2M volume is $20,000 recovered. The only way to know your real number is to divide total fees by total volume on your statement — or send it to us and we will label every line within 4 hours.
There is no single best system. We match hardware to how you actually take payments: ticket size, staff count, whether you sell online, and which software you already run. For online and eCommerce businesses we most often deploy gateway integrations: shopify, woocommerce, bigcommerce, magento, custom api.
Yes. We stage the new account, program hardware before it ships, and cut over outside your busiest hours. Most online and eCommerce businesses switch with zero closed minutes, and we cover documented early-termination fees up to $1,000 when you move to us.
Yes. We support merchants in all Canadian provinces and all 50 US states, with pricing, funding timelines and compliance handled per country.
Local support across Canada and the United States
Every fee named in 4 hours. Or call now and we quote you on the spot.
Everyone else in this industry says twenty-four hours. We say four — and if that is still too slow, pick up the phone and get your numbers while you are on the call. No contract, nothing to cancel, no pressure.