Payment processing for restaurants that keeps tables turning
Tip adjustments, split checks, delivery-app fees and swipe rates that quietly climb every quarter.
Average full-service restaurant we review is overpaying $416/month.
Benchmarks from statements we analyse. Yours will differ — that is the point of the analysis.
Built around how restaurants, cafes and bars actually take payments
Not a generic bundle with your industry's name pasted on the invoice.
- Restaurant POS with coursing, split checks and tableside ordering
- Handheld pay-at-table terminals that cut ticket time by minutes
- Tip management that flows straight into payroll exports
- Online ordering and QR menus with no per-order commission
- Dual pricing so card fees stop eating your food cost
The fee traps we look for in restaurants, cafes and bars
- Downgrades — transactions falling out of their best interchange category through missing data
- Padded pass-throughs — card-brand fees marked up and presented as cost
- Junk monthlies — statement, PCI, annual, regulatory and "service" fees
- Equipment leases — non-cancellable terms that outlive the hardware
- Tier reclassification — the same sale quietly repriced into a worse bucket
Restaurants payment processing, answered
Most restaurants, cafes and bars we analyse sit between 2.6% and 3.4% effective rate once every fee is counted. Average full-service restaurant we review is overpaying $416/month. The only way to know your real number is to divide total fees by total volume on your statement — or send it to us and we will label every line within 4 hours.
There is no single best system. We match hardware to how you actually take payments: ticket size, staff count, whether you sell online, and which software you already run. For restaurants, cafes and bars we most often deploy restaurant pos with coursing, split checks and tableside ordering.
Yes. We stage the new account, program hardware before it ships, and cut over outside your busiest hours. Most restaurants, cafes and bars switch with zero closed minutes, and we cover documented early-termination fees up to $1,000 when you move to us.
Yes. We support merchants in all Canadian provinces and all 50 US states, with pricing, funding timelines and compliance handled per country.
Local support across Canada and the United States
Every fee named in 4 hours. Or call now and we quote you on the spot.
Everyone else in this industry says twenty-four hours. We say four — and if that is still too slow, pick up the phone and get your numbers while you are on the call. No contract, nothing to cancel, no pressure.