Independent agent — we shop every processor for you. Free statement analysis in 4 hours.
Next-Day Funding

Your money, in your bank, next business day

Slow funding is a working-capital problem disguised as an administrative detail. Payroll does not wait three days.

What you get

  • Next-business-day funding standard on approved accounts
  • Same-day funding available on qualifying volume
  • Weekend and holiday behaviour stated in writing
  • Deposit alerts and daily reconciliation reports
  • Multiple bank accounts and split deposits supported

Cut-offs in writing

You get the exact batch cut-off time and the exact deposit timing before you sign, not after your first slow weekend.

Holdless underwriting

Underwriting is sized to your real volume and ticket up front, which is what prevents surprise holds later.

Split deposits

Route funds to operating and tax accounts automatically.

Reconciliation that matches

Deposits tie back to batches line by line, so bookkeeping stops being detective work.

How we price it

Quoted from your statement, not from a rate card

We do not publish a single rate for next-day funding because a single rate would be a guess. Your cost depends on card mix, average ticket, monthly volume, how much of it is keyed or online, and your industry's risk profile.

Send one statement. Inside 4 hours you get your real effective rate, every fee named, and a quote you can compare line by line against what you pay now.

No-nonsense promise
  • No long-term contract and no cancellation penalty
  • No PCI fee and no non-compliance fee
  • No statement fee, no monthly minimum
  • Documented exit fees from your old processor covered to $1,000
  • A named expert, reachable by phone
Common questions

Next-Day Funding, answered

Usually risk policy, batching behaviour or a cut-off time you were never told. Sometimes it is simply the default. All three are changeable.

Sometimes, as a small flat fee per deposit. We show it as a line item and let you decide per account.

We state the exact behaviour in your agreement. Most accounts settle Monday for Friday-through-Sunday batches unless same-day is enabled.

Every fee named in 4 hours. Or call now and we quote you on the spot.

Everyone else in this industry says twenty-four hours. We say four — and if that is still too slow, pick up the phone and get your numbers while you are on the call. No contract, nothing to cancel, no pressure.