Local rules, local rates, one national team
Processing law is not the same in Boston as it is in Houston, and it is not the same in Montreal as in Calgary. Pick your market and see what actually applies to you.
Serving merchants across Canada
Interac debit, EFT settlement in CAD, and provincial consumer rules handled properly.
- Toronto, ON
- Montreal, QC
- Vancouver, BC
- Calgary, AB
- Ottawa, ON
- Edmonton, AB
- Mississauga, ON
- Winnipeg, MB
- Quebec City, QC
- Hamilton, ON
Serving merchants across the United States
State-by-state surcharge rules, same-day ACH and USD next-day funding.
Location questions
We run two offices and serve merchants remotely everywhere else. That is deliberate: it keeps our cost base low, which is part of why our pricing is lower. You still get one named expert rather than whoever answers.
Yes, meaningfully. Surcharging is prohibited in Massachusetts, Connecticut and Puerto Rico, restricted in New York and shaped by consumer law in Quebec. Debit surcharging is prohibited everywhere. We build your program to your jurisdiction.
Yes, on one consolidated account with per-location reporting and jurisdiction-correct pricing programs.
Every fee named in 4 hours. Or call now and we quote you on the spot.
Everyone else in this industry says twenty-four hours. We say four — and if that is still too slow, pick up the phone and get your numbers while you are on the call. No contract, nothing to cancel, no pressure.