Bank-to-bank payments for the invoices where percentages hurt
On a $9,000 invoice, 2.9% is $261. A flat ACH fee is a few dollars. For B2B, the rail matters more than the rate.
What you get
- Flat per-transaction pricing, not a percentage
- US ACH and Canadian EFT on one platform
- Same-day ACH available on qualifying transactions
- Pre-authorised debit agreements and mandates
- Automatic retry and NSF handling
Cost that does not scale with ticket
The fee is the same on $500 and $50,000. Above roughly $2,500, ACH almost always wins.
Predictable settlement
Standard settlement in 1-3 business days, same-day where eligible.
Recurring by default
Pre-authorised debits for retainers, rent, memberships and payment plans.
Reconciliation built in
Returns, NSFs and reversals post against the original transaction automatically.
Quoted from your statement, not from a rate card
We do not publish a single rate for ach & eft payments because a single rate would be a guess. Your cost depends on card mix, average ticket, monthly volume, how much of it is keyed or online, and your industry's risk profile.
Send one statement. Inside 4 hours you get your real effective rate, every fee named, and a quote you can compare line by line against what you pay now.
- No long-term contract and no cancellation penalty
- No PCI fee and no non-compliance fee
- No statement fee, no monthly minimum
- Documented exit fees from your old processor covered to $1,000
- A named expert, reachable by phone
ACH & EFT Payments, answered
Typically $0.25-$1.50 plus a small percentage capped at a few dollars, depending on volume and risk profile. We quote the cap in writing.
ACH is the US bank rail, EFT is the Canadian equivalent. Same idea, different networks and cut-off rules. We support both.
You get a return code, an automated retry option, and the fee shown as its own line so you can pass it on if your agreement allows.
See how ach & eft payments works in your industry
Every fee named in 4 hours. Or call now and we quote you on the spot.
Everyone else in this industry says twenty-four hours. We say four — and if that is still too slow, pick up the phone and get your numbers while you are on the call. No contract, nothing to cancel, no pressure.