Invoice and retainer payments for firms that bill by trust
Net-30 invoices paid at net-60, trust-account rules and card fees on five-figure invoices.
Firms that add card + ACH to invoices get paid 11 days sooner on average.
Benchmarks from statements we analyse. Yours will differ — that is the point of the analysis.
Built around how professional service firms actually take payments
Not a generic bundle with your industry's name pasted on the invoice.
- Branded invoicing with one-click card and ACH/EFT payment
- Trust and operating account separation for legal and accounting
- Recurring retainer billing with automatic card updater
- Convenience fee and dual pricing programs where compliant
- QuickBooks, Xero and Clio-style practice integrations
The fee traps we look for in professional service firms
- Downgrades — transactions falling out of their best interchange category through missing data
- Padded pass-throughs — card-brand fees marked up and presented as cost
- Junk monthlies — statement, PCI, annual, regulatory and "service" fees
- Equipment leases — non-cancellable terms that outlive the hardware
- Tier reclassification — the same sale quietly repriced into a worse bucket
Professional Services payment processing, answered
Most professional service firms we analyse sit between 2.6% and 3.4% effective rate once every fee is counted. Firms that add card + ACH to invoices get paid 11 days sooner on average. The only way to know your real number is to divide total fees by total volume on your statement — or send it to us and we will label every line within 4 hours.
There is no single best system. We match hardware to how you actually take payments: ticket size, staff count, whether you sell online, and which software you already run. For professional service firms we most often deploy branded invoicing with one-click card and ach/eft payment.
Yes. We stage the new account, program hardware before it ships, and cut over outside your busiest hours. Most professional service firms switch with zero closed minutes, and we cover documented early-termination fees up to $1,000 when you move to us.
Yes. We support merchants in all Canadian provinces and all 50 US states, with pricing, funding timelines and compliance handled per country.
Local support across Canada and the United States
Every fee named in 4 hours. Or call now and we quote you on the spot.
Everyone else in this industry says twenty-four hours. We say four — and if that is still too slow, pick up the phone and get your numbers while you are on the call. No contract, nothing to cancel, no pressure.