Every fee on your statement, named in 4 hours
Processing statements are built to be confusing. Ours is a human reading yours line by line and telling you, in plain language, exactly where your money goes — back to you within four hours, not the twenty-four everyone else quotes.
- Your true effective rate, calculated from real totals
- Every fee identified, with who collects it and why
- Negotiable lines separated from genuinely fixed cost
- Side-by-side comparison against a correctly structured account
- The dollar difference per month and per year
- Yours to keep whether you switch or not
Step 1 of 4 · takes about 40 seconds
Four steps, and you can stop at any of them
You send
One recent statement, all pages. Secure upload link provided.
We read
A human analyst, not a widget. Every line identified and categorised.
You get the report
Within 4 hours, in plain language, with the maths shown.
You decide
Switch, negotiate with your current provider, or do nothing. No follow-up pressure.
Statement analysis questions
One recent monthly processing statement — all pages, including the fee schedule. A PDF or clear photos are fine. If you cannot find it, we will tell you exactly where to download it from your provider's portal.
Yes. You keep the analysis whether or not you switch. Some merchants take it back to their current provider and negotiate — that is a legitimate outcome and we still consider the work well spent.
Never without your written permission. Nothing about your account changes unless you decide to move.
Under 4 hours, guaranteed. Most come back the same day.
Then we tell you so, in writing, and you keep the report. It happens on roughly one in eight statements we review.