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Healthcare payment processing

Compliant payments for medical, dental and specialty practices

Patient balances that age out, HSA/FSA card handling and HIPAA-adjacent data risk.

Industry benchmark

Practices using text-to-pay collect patient balances 3.4x faster.

Typical monthly volume$96,000
Typical average ticket$210
Dominant card mixmixed

Benchmarks from statements we analyse. Yours will differ — that is the point of the analysis.

What we deploy

Built around how medical and dental practices actually take payments

Not a generic bundle with your industry's name pasted on the invoice.

  • Card-on-file and automated patient payment plans
  • Text-to-pay and emailed statements that get paid in days, not months
  • HSA/FSA card acceptance with clean auto-reconciliation
  • Practice-management integrations and tokenised storage
  • Surcharge-compliant options where permitted by state or province

The fee traps we look for in medical and dental practices

  • Downgrades — transactions falling out of their best interchange category through missing data
  • Padded pass-throughs — card-brand fees marked up and presented as cost
  • Junk monthlies — statement, PCI, annual, regulatory and "service" fees
  • Equipment leases — non-cancellable terms that outlive the hardware
  • Tier reclassification — the same sale quietly repriced into a worse bucket
0Provinces, territories and states we place accounts in
0Every fee on your statement named — or call and we quote on the spot
0What our side costs you — the winning provider pays us, not you
24/7One number for Canada and the US, answered every day of the year
Questions from medical and dental practices

Healthcare payment processing, answered

Most medical and dental practices we analyse sit between 2.6% and 3.4% effective rate once every fee is counted. Practices using text-to-pay collect patient balances 3.4x faster. The only way to know your real number is to divide total fees by total volume on your statement — or send it to us and we will label every line within 4 hours.

There is no single best system. We match hardware to how you actually take payments: ticket size, staff count, whether you sell online, and which software you already run. For medical and dental practices we most often deploy card-on-file and automated patient payment plans.

Yes. We stage the new account, program hardware before it ships, and cut over outside your busiest hours. Most medical and dental practices switch with zero closed minutes, and we cover documented early-termination fees up to $1,000 when you move to us.

Yes. We support merchants in all Canadian provinces and all 50 US states, with pricing, funding timelines and compliance handled per country.

Every fee named in 4 hours. Or call now and we quote you on the spot.

Everyone else in this industry says twenty-four hours. We say four — and if that is still too slow, pick up the phone and get your numbers while you are on the call. No contract, nothing to cancel, no pressure.