Merchant services across Hawaii
CELER Merchants is an independent agent. We shop every processor we work with against your statement and bring you the best deal available to a business in Hawaii — then set it up and stay on it.
- ✓ 25 communities served
- ✓ USD settlement
- ✓ Open 24/7
Hawaii's visitor economy means a large share of international cards and dynamic currency conversion decisions — both of which change your true cost far more than the advertised rate.
One statement, every provider shopped
A processor's rep can only sell you their product. We are not tied to one bank, one platform or one price book.
Send us a recent statement. We read every line, work out your true effective rate, then take your profile to the processors, acquirers, gateways and POS vendors we work with and make them compete for it. You see what came back, including the deals we did not recommend and why.
If your current pricing is already good, we say so in writing and you keep the analysis. That happens on roughly one statement in eight.
What a Hawaii account includes
- Free statement analysis, every fee labelled, back within 4 hours
- Quotes gathered from multiple providers, not one price book
- Pricing structured to your card mix — interchange-plus, flat rate or compliant dual pricing
- POS and terminals programmed before they ship
- Next-business-day funding in USD
- PCI compliance completed with you at no charge
- Documented exit fees covered up to $1,000
- A named human on your account, reachable any hour
Communities we serve across Hawaii
Onboarding, analysis and support run remotely, so where you are does not change what you get.
Honolulu · Pearl City · Hilo · Kailua · Waipahu · Kaneohe · Mililani · Kahului · Ewa Gentry · Kihei · Makakilo · Wahiawa · Schofield Barracks · Kapolei · Lahaina · Kailua-Kona · Waianae · Halawa · Aiea · Waimalu · Lihue · Kapaa · Princeville · Wailuku · Waikoloa
Not listed? We serve every community in Hawaii. Tell us where you are.
Commercial corridors we cover in Hawaii
The high streets, main streets and business districts where Hawaii merchants actually trade. If your shop is on one of them — or on any other street in the province or state — we can quote you.
Honolulu 6 corridors
Kalakaua Avenue · Kapiolani Boulevard · Bishop Street · King Street · Nuuanu Avenue · Kapahulu Avenue
Lahaina 2 corridors
Front Street · Honoapiilani Highway
Hilo 3 corridors
Kamehameha Avenue · Kilauea Avenue · Kanoelehua Avenue
Merchant services in Hawaii, answered
Yes — all 25+ communities listed on this page and everywhere else in Hawaii. Statement analysis, quoting, onboarding and support all run remotely, so a business in a small town gets the same pricing and the same named contact as one in Honolulu.
Hawaii's visitor economy means a large share of international cards and dynamic currency conversion decisions — both of which change your true cost far more than the advertised rate.
No. CELER Merchants is an independent agent and referral partner. We are not a bank, a processor or an acquirer. We take your statement to the providers we work with, make them compete, and bring you the best deal available for your profile. The provider you choose underwrites and settles the account; we set it up and support it.
Nothing. You pay the provider for processing, exactly as you do now. We are compensated by that provider out of the processing margin, and because we are paid the same way whichever provider you pick, we have no incentive to steer you.
Statement analysis inside 4 hours, quotes back from providers within one to two business days, approval usually same-day, and pre-programmed hardware shipped straight to you. Most merchants are live within 3-5 business days.
Every fee named in 4 hours. Or call now and we quote you on the spot.
Everyone else in this industry says twenty-four hours. We say four — and if that is still too slow, pick up the phone and get your numbers while you are on the call. No contract, nothing to cancel, no pressure.