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Pricing structures

12 guides written so a business owner can act on them, not so a processor looks good.

Pricing structures

Rate Creep: The Industry's Quietest Revenue Model

Five basis points a quarter. Nobody notices. That is the design.

3 min read
Pricing structures

"Free Terminal" Offers: What They Actually Cost

The hardware is free. The account it comes attached to is not.

3 min read
Pricing structures

Basis Points: The Unit Your Processor Thinks In

One hundredth of a percent. Small enough to sound harmless, large enough to matter.

3 min read
Pricing structures

What Should You Pay at $10K, $50K, $250K and $1M a Month?

Growth should reduce your rate. If it has not, nobody re-priced you.

3 min read
Pricing structures

Seasonal Businesses: Structuring Payments Around Your Year

Nine good weeks and forty-three quiet ones needs different arithmetic.

3 min read
Pricing structures

High-Ticket Merchants: When Percentage Pricing Fails

On a $40,000 invoice, 2.9% is $1,160. There are better rails.

3 min read
Pricing structures

Small Tickets: Why the Per-Item Fee Beats the Rate

On a $4 coffee, ten cents is 2.5% before anyone mentions a rate.

3 min read
Pricing structures

When Should You Move to Interchange-Plus Pricing?

There is a crossover point, and your average ticket decides where it sits.

3 min read
Pricing structures

How to Negotiate Credit Card Processing Rates

You have more leverage than you think, and it expires the moment you sign a term.

3 min read
Pricing structures

Cost-Plus vs Blended Pricing: Which Suits Your Business?

Simplicity has a price. Below a certain volume it is worth paying.

3 min read
Pricing structures

Tiered Pricing: The Structure Built to Be Unauditable

The only pricing model where the party billing you also writes the definitions.

3 min read
Pricing structures

Interchange Explained: Where Most of Your Fee Actually Goes

Roughly 70-80% of what you pay goes somewhere your processor never touches.

3 min read

Every fee named in 4 hours. Or call now and we quote you on the spot.

Everyone else in this industry says twenty-four hours. We say four — and if that is still too slow, pick up the phone and get your numbers while you are on the call. No contract, nothing to cancel, no pressure.